{"id":60,"date":"2026-04-26T18:06:43","date_gmt":"2026-04-26T18:06:43","guid":{"rendered":"https:\/\/kayhawley.com\/?page_id=60"},"modified":"2026-04-29T16:08:20","modified_gmt":"2026-04-29T16:08:20","slug":"welcome","status":"publish","type":"page","link":"https:\/\/kayhawley.com\/","title":{"rendered":"Welcome"},"content":{"rendered":"\n
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Start Smart Series<\/h2>\n\n\n
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Author<\/h2>\n\n\n
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Angler<\/h2>\n\n\n
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Music Educator<\/h2>\n\n\n
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Terri Osland<\/h4>\n\n\n\n

At 23, in my very first year of teaching in 1991, I attended a retirement planning workshop led by veteran educator Kay Hawley. While retirement felt a lifetime away, Kay’s practical wisdom and authentic, no-nonsense approach sparked something in me. Her message wasn’t just inspiring-it moved me to take immediate action toward my long-term financial goals. <\/p>\n\n\n\n

Fast forward 32 years; I retired at 55, completely debt-free. Today, I’m enjoying part-time work as the general manager of a pickleball club, pursuing a true passion of ine.<\/p>\n\n\n\n

I am deeply grateful to Kay for her insight, integrity, and generosity in sharing her knowledge. Her guidance didn’t just influence my finances–it shaped the course of my life.<\/p>\n<\/div>\n\n\n\n

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Start Smart Series Author Angler Music Educator Terri Osland At 23, in my very first year of teaching in 1991, I attended a retirement planning workshop led by veteran educator Kay Hawley. While retirement felt a lifetime away, Kay’s practical …<\/span> Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60","page","type-page","status-publish","hentry"],"featured_image_src":null,"featured_image_src_square":null,"_links":{"self":[{"href":"https:\/\/kayhawley.com\/index.php?rest_route=\/wp\/v2\/pages\/60","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kayhawley.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kayhawley.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kayhawley.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kayhawley.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=60"}],"version-history":[{"count":0,"href":"https:\/\/kayhawley.com\/index.php?rest_route=\/wp\/v2\/pages\/60\/revisions"}],"wp:attachment":[{"href":"https:\/\/kayhawley.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=60"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}